Format: Blogs

The Retirement Income Challenge: Investing for Retirement in a Low Yield Environment

In an ideal situation, retirees seeking to live off of the income generated by their portfolios never have to tap principal. Historically, this has meant an income-oriented portfolio filled with bonds, dividend paying stocks, or annuities. Unfortunately, in today’s environment it’s hard to ge[...]

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From Basketball to Family Business: Are We Letting Children Fail?

In my last post I reflected on the opportunity to be a coach for my daughter’s grade school basketball team, and the insight it provided into the dynamics between parents and children in a family-owned business. The experience brought into focus my own experiences working for my father and the com[...]

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Annual Fiscal Physical Key to Your Financial Health

Reviewing and maintaining your financial health has parallels to your physical health, especially for pilots, who are required to get physical examinations in order to keep flying throughout their careers. Failure to maintain your medical certifications at the prescribed intervals could result in si[...]

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I’m Not Smarter Than A Fifth Grader: Lessons in Parent-Child Relationships

This past winter I had the wonderful opportunity to be a coach for my youngest daughter’s grade school basketball team. As the season got underway, it was clear we had a group of very eager players coming together to learn, have fun, and play the game with the intention of winning. I saw our role [...]

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Retirement Goals Can Focus on Meaning – Not Just Money

I usually talk about planning for retirement by focusing on financial goals and building a portfolio for a comfortable retirement. But, for this post, I want to talk about your retirement lifestyle. Retirement is envisioned as the time after your career to pursue a few dreams such as traveling aroun[...]

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Becoming Truly Innovative: A Family Value

For a firm to become truly innovative, Gary Hamel and Nancy Tennant suggest in their recent Harvard Business Review article all employees should be taught to think like innovators. In this view, explained in a previous blog, innovation is not the exclusive purview of a few creative geniuses, but st[...]

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Negative Interest Rates: Powerful Out-of-the-Box Thinking or Insanity?

by Wendy W. Stojadinovic, CFA Director of Fixed Income Strategy Yes, it’s true: there actually are investors who are buying bonds that have negative yields. For example, investors are buying German two-year government bonds with a 0% coupon for a price of $101 knowing they will only get $100 [...]

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The Financial Plan: A Flight Plan for Your Retirement

You wouldn’t dream of taking off without a flight plan to ensure you can arrive at your destination safely. Likewise, a financial plan is essential for your journey to a comfortable retirement. Many pilots and other savvy investors realize they need a financial plan but they might avoid it beca[...]

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Crude Oil Prices Are Up Since Mid February: What’s Happening?

by Joseph F. Hickey, CFA Director of Equity Strategy  Spot oil prices were $48 in early November and then went into a free fall. After declining 45%, prices bottomed $26.21 on February 11th, 2016. The media ran numerous stories quoting pundits predicting prices falling into the mid teens. S[...]

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When Should I Complete My Estate Plan? Planning Ahead is Essential to Managing Your Personal and Financial Affairs

Intellectually you may realize you need to prepare for the worst, and have a plan in place for your end, even though you don’t want to spend time thinking about it much less actually establishing an entire estate plan. If so, you’re not alone. A 2015 survey by CNBC, showed that 38% of individ[...]

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