Wealth Management Planning

A Carpenter and His Tools: Thoughts on Portfolio Construction

The portfolio construction process has undergone some fairly radical shifts over the last few decades, beginning with the pioneering, and Nobel-prize winning, work of Markowitz and his Efficient Frontier followed by Bogle’s crusade for passively managed index funds and the rise of exchange traded [...]

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The Journey Ahead: Replacement Income Considerations for Former Business Owners

The process of preparing a company for sale can take years of careful business planning, efficient cash management and strategic execution. More than once over those years, owners have opportunities to contemplate the next stage of their journey from a personal financial standpoint. The personal inc[...]

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The Wisconsin Idea and the Learning Organization

What is the role of education? How does it spur innovation? A heated debate arose recently when a set of e-mails revealed a proposed change to the mission statement for the University of Wisconsin. The revision was later explained as an apparent “drafting error” born out of an extended discussio[...]

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Should you roll your 401(k) into an IRA?

Estate planning benefits can be significant Among the decisions you must make if you change employers or leave your job is how to handle your 401(k) account. Oftentimes, employees face decisions about their 401(k) plans through no action of their own. When companies are bought, sold or merged, exis[...]

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Retirement Plan Termination Options Whitepaper

In the ever changing employer landscape, it is not uncommon to experience the acquisition or merger of an employer. The headlines often focus on the financials of the business transaction, but the financial impact on the individual employees can be just as important of a consideration. While employe[...]

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Crystal Balls, Likely Outcomes and Portfolio Planning

In presentations to fellow professionals, we often make self-deprecating comments similar to this – “And then later we’ll tell you exactly when the Fed will raise interest rates. We’ll just grab our crystal ball and take a look.” That simple joke, variations of which are repeated over and [...]

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Making the Most of Your 401(k) Plan

Choosing the Best Options as Part of Your Overall Retirement Plan Your 401(k) plan may be one of your largest assets, so how you manage it is critical to the success of your overall retirement plan. Rather than considering your 401(k) in isolation, think about is as part of your whole retirement [...]

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What Rugby Taught Me about Developing Passion in the Next Generation

My son picked up the game of rugby last year. This fact is likely of very little interest to anyone but my wife and me. One of the reasons I find it so fascinating is the amount of time, energy and effort he put into organized soccer over the past ten years. He played for a local club program and th[...]

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Investor Personalities in Family Wealth Management: Expect Differences

Behavioral finance has been one of the most discussed ideas in finance over the last 50 years. The simple idea, that we make economic choices based on how we think and feel, has some fairly profound consequences. Current research shows we don’t always make rational or efficient choices. Dr. Dan Ar[...]

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Options for Your Retirement Plan If Your Employer is Acquired

Merger and acquisition activity has increased dramatically in the last few years and there have been a number of high profile examples in Milwaukee, such as the sale of American Appraisal and M&I Bank or the changes occurring at Journal Communications and Extendicare. The headlines often focus o[...]

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