Wealth Management Planning
Financial Planning Blog

Avoiding Identity Theft: Take steps to protect your information and your assets

Two people had their identities stolen while you were reading this sentence. Could be your neighbor. Could be your colleague. Could be you. There is a new identity fraud victim every two seconds. That’s just one stunning statistic from the 2015 Identity Fraud Survey[i], conducted annually by Ja[...]

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Budget Deal Ends Popular Social Security Strategies: Change in rules removes lucrative options for many

As Democrats and Republicans reached a compromise on the two-year budget bill in early November, some popular claiming rules for Social Security were eliminated, a revision that could have a significant impact for some retirees and those nearing full retirement age.  Buried in the federal budget le[...]

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Tips for Tax Planning at Year End – Time spent now can save time and money

We often think of the end of the year as a time of reflection and renewal, an opportunity to start fresh and make resolutions for the coming year. But here’s one resolution you can act on before the New Year:  start your tax planning now. Smart planning before year’s end can help you identify t[...]

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Sequence of Returns – A Significant Risk That Should Not Be Ignored

Recent market volatility provides a vivid reminder that markets rarely go up or down steadily. And when markets trend down at a time when an investor is approaching or recently entered retirement, this can be cause for real concern. In fact, sequence of returns is one of the biggest potential risks [...]

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Are You the Retiring Type? Increasingly, the Answer is “Not Yet”

One of the first questions we ask clients when creating a financial plan is, “When do you plan to retire?” Surprisingly, many aren’t sure. The timing of when you transition from earning an income to living off your portfolio or drawing down your savings is a significant factor in any financial[...]

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The Impact of Aging on Financial Decision Making – What to do When You or a Loved One Show Signs of Decline

The most astute among us can find it challenging to manage our finances at times. Even when working with an advisor, making decisions about how much money you need to live on, forecasting how long your nest egg will last, and taking required minimum distributions can be complicated and stressful. [...]

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Simple Rules for Building Wealth: Stick to the Basics

Being smart about money is not as complicated as we might think. However, you may want to consult with a financial advisor for retirement and other investment planning issues. Some of the best ways to build wealth for yourself and your family are based on setting goals, using common sense and making[...]

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Should you roll your 401(k) into an IRA?

Estate planning benefits can be significant Among the decisions you must make if you change employers or leave your job is how to handle your 401(k) account. Oftentimes, employees face decisions about their 401(k) plans through no action of their own. When companies are bought, sold or merged, exis[...]

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Retirement Plan Termination Options Whitepaper

In the ever changing employer landscape, it is not uncommon to experience the acquisition or merger of an employer. The headlines often focus on the financials of the business transaction, but the financial impact on the individual employees can be just as important of a consideration. While employe[...]

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Making the Most of Your 401(k) Plan

Choosing the Best Options as Part of Your Overall Retirement Plan Your 401(k) plan may be one of your largest assets, so how you manage it is critical to the success of your overall retirement plan. Rather than considering your 401(k) in isolation, think about is as part of your whole retirement [...]

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