Wealth Management Planning
Financial Planning Blog

How Do I Protect My Information? Answering Your Questions On How To Protect Yourself After Equifax’s Security Breach

In September, Equifax reported a massive data breach. Hackers accessed the personal details - including names and Social Security numbers - of more than 145 million consumers from mid-May to July. It remains unclear how the data may be used. I’ve answered FAQs about the breach and what steps you s[...]

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Strategies for Financially Smart Women

A recent survey of women professionals with income above $250,000 [i] revealed that many have legitimate financial concerns related to aging parents, the ramifications of government gridlock and catastrophic health care planning. Volatile stock markets are a concern, and many also identified the imp[...]

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Year-End Tax Strategies and Moves to Update your Financial and Estate Plans

Co-Author: Tracy Dalton, CPA, JD, LLM   Year end is an important time to reflect on both the current year and your long-term financial goals. To that end, we want to share annual year-end tax and financial planning suggestions that look at both the current year and the broader plan. The elep[...]

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Your Annuity Guide – Part Four: Annuity Strategies

This is the final post in my series, “Your Annuity Guide.” So far I’ve reviewed Immediate and Longevity Income Annuities, Deferred and Equity Indexed annuities and in Hybrid Long-Term Care products. Now that we have a basic understanding of the types of annuity products available, let’s [...]

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Your Annuity Guide – Part Three: Hybrid Long-Term Care Products

This is the third part in the series, “Your Annuity Guide.” The series reviews the different types of annuities, and provides insights into when and how each type can be used. In Part One, we discussed Immediate and Longevity Income Annuities, and in Part Two, we reviewed deferred and equity ind[...]

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Your Annuity Guide – Part Two: Deferred & Equity Indexed Annuities

This post is the second part of our four-part series, “Your Annuity Guide.” For the series, we’re reviewing the various types of annuities, and sharing insights into when and how each type can be used most effectively. Part One of the series discussed Immediate and Longevity Income Annuities. [...]

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Your Annuity Guide – Part One: Immediate and Longevity Income Annuities

According to the Insured Retirement Institute (IRI), $56.7 billion of annuities were sold first quarter of 2016, a 7.6% increase over first quarter 2015 sales. Fixed annuity sales were at their highest levels in seven years, but variable annuity sales were down. At the end of 2015 there was a total [...]

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Smart Strategies to Manage Required Minimum Distributions

In July, the nation’s oldest Baby Boomers reached age 70 ½, meaning they must start taking required minimum distributions (RMDs) from their retirement savings under IRS rules. It’s important to understand the effects of RMDs on income and taxes and to know there are strategies available to opti[...]

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When Should I Complete My Estate Plan? Planning Ahead is Essential to Managing Your Personal and Financial Affairs

Intellectually you may realize you need to prepare for the worst, and have a plan in place for your end, even though you don’t want to spend time thinking about it much less actually establishing an entire estate plan. If so, you’re not alone. A 2015 survey by CNBC, showed that 38% of individ[...]

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Tax Season Is Prime Time For Online Scams: Steps You Can Take to Protect Your Identity and Personal Information

It’s wise to be wary of suspicious activity online at all times, but it’s especially important during tax season.  Increasingly, there is evidence that cybercriminals lurk in the virtual universe in the weeks and months leading up to the annual tax filing deadline – April 18 in 2016 – searc[...]

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